Understanding the Cost of Study in Canada for Undergraduate & PG Courses

 

Studying in Canada is a dream for many international students thanks to its world-class universities, welcoming environment, and affordable education system. But before making the move, it’s crucial to understand the complete cost of studying whether you’re pursuing an undergraduate or postgraduate course.

This guide breaks down the tuition fees, living expenses, and other associated costs so you can plan your Canadian education with confidence.


Why Cost Planning Matters for International Students

Financial planning is one of the most critical steps in your study abroad journey. It helps you:

  • Select the right program and university

  • Estimate the required funds for a student visa

  • Apply for scholarships and financial aid

  • Avoid financial stress during your academic journey

Tuition Fees in Canada: Undergraduate vs. Postgraduate

Undergraduate Courses

The cost of undergraduate degrees in Canada depends on the program and institution. Typically, arts and humanities programs are more affordable, while technical and health sciences programs cost more.

Average Tuition Fee for UG Programs (per year):

  • Arts and Humanities: CAD 15,000 – CAD 22,000

  • Engineering & Technology: CAD 18,000 – CAD 30,000

  • Business & Management: CAD 17,000 – CAD 28,000

  • Medical Sciences: CAD 30,000 – CAD 55,000

Postgraduate Courses

Postgraduate programs—such as master's degrees and postgraduate diplomas—usually have higher fees, especially for professional and research-intensive courses.

Average Tuition Fee for PG Programs (per year):

  • MBA: CAD 30,000 – CAD 65,000

  • Science and Engineering: CAD 18,000 – CAD 35,000

  • Arts and Social Sciences: CAD 14,000 – CAD 25,000

  • Law and Legal Studies: CAD 17,000 – CAD 30,000

Additional Costs to Consider

Living Expenses

Living costs vary depending on the city you live in. Major urban centers like Toronto and Vancouver are more expensive than cities like Halifax or Winnipeg.

Estimated Monthly Living Costs:

  • Accommodation: CAD 600 – CAD 1,200

  • Food and Groceries: CAD 300 – CAD 500

  • Transportation: CAD 80 – CAD 150

  • Utilities & Internet: CAD 100 – CAD 200

  • Miscellaneous Expenses: CAD 150 – CAD 300

Total Yearly Living Costs: CAD 10,000 – CAD 15,000

Health Insurance

Health insurance is mandatory for all international students. Costs vary by province, but expect to pay between CAD 600 and CAD 900 per year.

Textbooks and Supplies

Depending on your program, you may spend around CAD 500 to CAD 1,500 annually on study materials and lab supplies.

Can You Work While Studying?

Yes, Canada allows international students to work up to 20 hours per week during semesters and full-time during scheduled breaks. This can help you offset some of your living expenses.

Postgraduate Work Permits (PGWP) after graduation can also give you access to the Canadian job market and long-term career options.

Scholarships and Financial Support

Many Canadian universities offer scholarships to international students based on academic excellence, leadership, or financial need.

Examples of Scholarships:

  • Vanier Canada Graduate Scholarships

  • Lester B. Pearson International Scholarship (University of Toronto)

  • UBC International Leader of Tomorrow Award

  • Ontario Graduate Scholarship (OGS)

Plan Smart with MSM Unify

Understanding the cost of education in Canada is the first step. The next step? Taking action with the right platform.

MSM Unify is your one-stop solution for exploring programs, comparing tuition fees, finding scholarships, and applying to top Canadian universities. Whether you’re aiming for an undergraduate or postgraduate degree, MSM Unify can help you prepare financially and academically for your future in Canada.

Also read: Top Universities in Canada for Global Students: Rankings & Highlights


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